+$5K PenFed CLI! Received a BT promotion of 0% APR for 12 mos or 0.99% APR for 18 mos (w/ 3% transfer fee) in the mail. I've currently been actively looking for a good BT card to pay off my AOD, so I'm extra happy I don't have to add a new account to my credit age b/c NFCU did me dirty with only a $3K approval on their Platinum.Well, out of sheer boredom and even knowing it would be a HP, I asked for a CLI on my PenFed PCR tonight. Card started at $6,250, and remained there until tonight. They rounded the credit limit out to an even $10,000. So a $3,750 CLI isn't bad at all. Totally worth the HP. My goal to hit $250k in ...OP, PenFed will use the same HP. I would go for it! You can use the same HP for a CLI on another card. 2 months ago, i was approved for the Pathfinder on the phone (HP), i asked her to use the same HP to increase my Visa Platinum (approved) and my AMEX (approved). Hi All, On Friday I applied for (and was approved for) an auto loan through PenFed.Just for grins I also asked for a CLI on my Gold sock drawer card and got another quick denial. PenFed pulls Equifax and looks at FICO 9 (Classic). My Eq9 was 772 on Aug 1, when I pulled my reports. If they send me something saying what it was the moment they pulled it, I'll edit this post to include it. New accounts 8/24, 3/12, 1/6First PenFed approval was 12 months ago. Missed a CLI months back after a 2nd PenFed Card Approval where a double dip chance didnt bare out that time. This time i requested strictly on this very first card again. Instantly Approved and matches the 3rd approved card a few months ago which is the Platinum. Documents came thru today to finalize it.Penfed Gold CLI Approved! I was hesitant between applying for a new credit card and going for the CLI. I decided to request the CLI and save my AAoA. I was approved for the Penfed gold visa in March 2022 with a SL of $3500. 9 months later I took the HP on equifax and requested an increase to 10k. It was instantly approved, I thought they would ...Today 7/1 is my 6 month anniversary with Penfed :) I have been good for the past 6 months staying in the Garden. Alot I mean ALOT !! of - 6360649 - 2Penfed CLI Penfed CLI Estimate your FICO ® Score range Estimate for Free John95 Member 05-30-2022 03:09 AM Penfed CLI Hi, i just got the Penfed powercash and the Platinum card with $10 SL. When Can I request a CLI and can I request a CLI for both cards together? How much does usually Penfed increase? Thank you! Message 1 of 11 18 KudosI just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 3Throughout, my scores were north of 800, and my income was, well, less than 'too much', but beyond 'adequate'. 2023 Goal: save 3 months' net income. Starting FICO8: 666 (give or take a FICO) [ Last INQ 22-Oct-2022 ] EQ. 811.Wow, I almost fell off my chair on this one LOL I got approved for the promise visa at the end of august for 2.5K. I decided to PC it to the cash rewards card shortly after and that was successful. Today after using the card every week and PIF I decided to request a CLI. Approved for 20K!! EQ is...Penfed CLI - 6543229. Subscribe to RSS Feed; Mark Topic as New; Mark Topic as Read; Float this Topic for Current UserI have cards with nearly every major bank, and penfed and NFCU but could NEVER get disco. I got a $5k cli on my penfed platinum rewards a few weeks ago bringing that limit to $15k , so for the heck of it last night apped for the disco and they approved me for $1k (lol) but im happy to finally be on ...Take the myFICO Fitness Challenge. Message 14 of 19 2 Kudos 1GaDawg85. Valued Contributor Mark as New; Bookmark; Subscribe; Mute; ... I ended up waiting for the infamous "offers" and got a $14K offer and added it as a CLI to my existing Penfed card instead of a new card. As far as an independent CLI request, I didn't do it cause I thought it ...Hey folks! Can anyone tell me how much PenFed will want me to use the Power Cash Rewards VISA in order to get a decent CLI in a few - 5443666Penfed CLI App Timed Out - 6468873. Subscribe to RSS Feed; Mark Topic as New; Mark Topic as Read; Float this Topic for Current UserDec 13, 2020 · Getting the limit. PenFed used to allow one card to go to $50K. Earlier this year, the policy changed to $25K per card. The problem earlier in the spring/summer was that we had several My Fico members including myself who were offered the higher limits but then the new credit didn't show up on our accounts. My PF accounts are over a year old and didn't want to apply for another card. Requested CLI online, took the HP for the PenFed Power Cash Rewards, approved for $10,000 CLI taking that card to $25,000. EQ F9 is 843. You don't get to request how much you'd like...you simply put in the request and ...Nov 5, 2022 · Re: PenFed CLI. This is true. I recently opened a PF checking and savings account. Through this process is a verification of identity which includes a SP on credit. Immediately after account opening I applied for the Gold Visa and was approved immediately and NO HP on credit. Guess this one is a freebe :-) The next major "purchase" for me will be to refinance my house at the beginning of 2017. With only having 5 INQ on EQ, I decided to take a HP and request a CLI. It was instantly approved for $17,000. $7K CLI for HP on EQ, I will take it. I will definitely request another CLI on my Penfed Visa Re...I have two Penfed cards with starting limits of 15,000 each. Neither have ever received an auto CLI, and I've never requested one because of the hard pull. I've heard somewhere on this forum their max card exposure might be 50k total. Not sure if this is accurate. They have two other cards but I ...Logged in to check for new statement for my PF Gold card and was stunned to find an auto CLI of $2,500 bringing the card to a $10K CL. Not sure what I did to prompt an auto increase. Been using it for the occasional balance transfer and paying 2 to 3 times minimum payment each month. Card turned 1...Re: PenFed CLI This could be one of those "We're transitioning from one process to the other" or it could be "The account isn't eligible at this time" To be honest, I haven't been with them long enough to know but suffice to say my accounts are 2 months and 3 months old and I have the option on both.Re: PenFed and Credit Line Increases. I got $20k without having to do paystubs when NavyFederal wanted to verify paystubs. Although NavyFederal did give me double that and then gave me an immediate $10k increase. Hello, I recently became a member with PenFed last week, was instantly approved for a credit card and earlier this week approved ...Just hit the love on PenFed Power Cash and was instantly bumped from $17,500 to $20,000. Hit the love on my Pathfinder Visa (limit is $17,500) as well as applied for a new Visa. Received notice that I reached PenFed's cap. Thought it was like $50,000 total. I was at $35,000 and I am now at $37,500. ...Re: Penfed conditionally approved. I did mobile deposit! 7 day hold so on 6/22. stats are, AAoA 4 years, EQ Fico8: 841, Income 590k, utilization on cards 1%, total available credit 1.1M (including AU for 140k). Honestly I had forgotten about Penfed, and was bored at work so I decided to join again and apply.Logged in to check my Penfed statement and my limit was increased from 10k to 21k! Too darn exciting to not share. I used a BT check in June to max out my 10k and paid it off within a month. Idk if this triggered something. I always carry a 0 balance except that one month. I've never had a CLI in the 4 years I've had the card. Happy August ya'll!So I've been trying to get an increase on my Penfed card. Been at $2000 for about 20 months and I have never gotten past that 'going to - 5644509So I've been trying to get an increase on my Penfed card. Been at $2000 for about 20 months and I have never gotten past that 'going to - 5644509PenFed Gold CLI Instant Approval Opened card at the end of Jan the same day I joined the credit union. Today the CLI button appeared and I hit it and it messed up while processing which freaked me out but going back to the main page it showed a link to continue the request and it went through and I was instantly approved for a 2K increase on my ...I applied for a cli on my Penfed Platinum Rewards Visa online. The application was referred to a loan officer. I logged in about 20 minutes later saw that I was approved. CLI 14.5K to 20K. Penfed matched the limit on my Amex SPG. I don't know if that was a coincidence. I have higher limits on ot...So I was approved for a PENFED defender with a 3K limit... Weird for a visa signature but said what they hey! Glad I'm in the door😎. Then today, I was like let's try for a CLI. So yes I went from 3K to 5K. Love it!!!!wrote: Hey Fico Friends! I have a PenFed platinum CC that I've had for almost a year. I'd like to apply for a 2nd Penfed CC and also ask for a credit line increase on the first card. Any strategy recommendations on what to ask for first? Apply for card #2 first? Or ask for CLI on card #1...Last week, I responded to a $17500 CLI offer on my PenFed Power Cash Rewards Visa. The CLI would result in a SL of $26250. I was approved and the application was moved to "Booked" on 1/25. How long should I expect to wait before the application is finalized and the SL shows up on my account?So a little over a month ago I was contemplating a new car...apped with PenFed with an instant 25k with a 7% rate that could vary depending - 4742578Last week I was approved for the Penfed Platinum Rewards VS for $7500 and yesterday while talking to a CSR my utilization was brought up due to my balance transfer. He asked if I'd like to ask for a CLI and I said sure. Using the same pull from the previous week I was approved to a $14k CL. Awesome!...I was approved for the Penfed Promise on 6/20/15 with a $3,000 SL. I know everything that you apply for during the 2-3 month approval results in SPs from the orignal HP. There is a CLI request button next to the Promise card I have on the "products & rates" tab. I was wondering when I should take ad...Just got the Platinum Rewards VISA Signature with $10K SL from PenFed. When is the best time to request for a CLI? Thanks. I know it's here - 5037727PTCL.Official Pakistan employs 758 employees. Reveal contacts of top PTCL.Official managers and employees.It's been seven months since I joined PenFed. I had joined very fresh during the rebuild process. I took the plunge just now and requested a CLI on my PowerCash Visa, and they bumped me from $1,500 to $7,500, with instant approval and the option to do balance transfers. That's with a utilization o...so I've been lurking for some time here and I remember reading that Penfed uses the same HP for applications for 90 days. So I called the Penfed rep and asked to apply for a gold card. Rep used the same hard pull and told me it's conditionally approved as well pending the review of the documents for the first card I applied for.Well I had to take a HP to get a small (IMO) cli from Penfed. I called in to do it this time as opposed to doing it online. The csr asked if this was for a BT to which I said yes. I asked before she took app if I could cancel if their was a problem using the hp from 5/21/16. She said yes and too...+$5K PenFed CLI! Received a BT promotion of 0% APR for 12 mos or 0.99% APR for 18 mos (w/ 3% transfer fee) in the mail. I've currently been actively looking for a good BT card to pay off my AOD, so I'm extra happy I don't have to add a new account to my credit age b/c NFCU did me dirty with only a $3K approval on their Platinum. If you already have a CL greater than $25K with an existing card ($15K for the Gold card) you keep that CL but you cannot get a CLI. If you have a card with a current CL less than $25K ($15K for the Gold card) you'll only be able to grow it to the $25K/$15K maxinum. The $50K combined CL across all Penfed cards is still in place.Penfed Gold Auto CLI...$7.5K--->$10K. Logged in to check for new statement for my PF Gold card and was stunned to find an auto CLI of $2,500 bringing the card to a $10K CL. Not sure what I did to prompt an auto increase. Been using it for the occasional balance transfer and paying 2 to 3 times minimum payment each month.If you all remember a few weeks ago, I asked for a CLI on my cash rewards card, which was approved. If you also remember, I noticed two accounts showing up on my online banking, one for $12k (original) and one for $15k. I was okay with the fact that I thought PenFed gave me $27k, but the $12k fell o...Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.PenFed Gold CLI. Requested an increase on my PenFed Gold card which has seen 0 use whatsoever. Approved for 12.5k (2.5k increase). Not bad for a card that gets no use and with all the other changes I have been making on my reports over the last month or so. FICO 5 ,4, 2 - 5/2023 FICO 8 - 6/2023 FICO 9 - 5/2023 FICO 10 - 5/2023.PENFED Understanding Your FICO® Score Introduction to Credit Scoring The Basics of FICO® Scores How FICO® Scores Work Financial Health Management Credit Inquiries and Their Effect on FICO® Scores Myths Concerning FICO® Scores Glossary of Credit TermsLogged on to my Penfed acct and noticed I got an auto increase of $2,000 .....SL was $18,000 new limit is $20,000 thank you Penfed. - 4225889 ... myFICO® Forums; Types of Credit; Credit Card Approvals; Penfed auto cli; Options. Subscribe to RSS Feed ...05-29-202204:15 PM. 05-29-2022. Re: PenFed Personal Line of Credit. One more DP -- yesterday, I received the required notice from PenFed, stating that they pulled EX and my then-current FICO (for the PLOC) was reporting as 801, probabaly why they offered such an attractive rate on that product. Thanks, everyone, for sharing your thoughts.Jan 12, 2021 · (A CLI button on cards you already have instead of an Apply button.) But navigating to "Products and Rates" and clicking "Choose Your Product" now only has a …First SDFCU and Now Penfed Great CLI. Requested a general CLI via the link. Nothing saying pre approved and it gave me a Watch out for an email requesting more info alert at first. BUt then about 1 hour later it said Approved via email and the application was updated. 5k to 12.5k so a 7.5k CLI!!!!!Re: Penfed Cc instant CLI Approval. @gingerflower wrote: DH got an Instant CLI approval on his Penfed Cash Reward Cc . Original CL $9,000 to 15,000 a $6,000 CLI...👍. That"s great. Was the CLI a soft pull or hard pull. Thank you in advance.M-Smart mentioned in a post that a cli request with penfed is most effective 9 months to a year in. I have 2 PenFed credit cards, one has the button, one doesn't. I don't think it's meaningful, as I doubt that I could get a CLI on either. Total revolving limits 738200 (622200 reporting) FICO 8: EQ 725 TU 723 EX 700. Message 6 of 9.PenFed Gold CLI. Just applied for a CLI because I never get preapprovals from PenFed anyway on the quarterly offers. Nice bump. $7,500 to $12,500. Now the question, I have the highest interest rate. Think if I call them, they can use that inquiry to lower my interest rate?Both of my NFCU and Penfed cards will hit 90 days next week. When should I try for my first CLI? I have GoRewards @3300 & Penfed Siggy @ - 52388661 2 Next 10 REPLIES AverageJoesCredit Legendary Contributor 04-27-2020 05:26 PM Re: Penfed CLI ?? For the people who are on their DO lend list, their cli can be quite good. For those they dont deem worthy, trying to get cli is like pulling teeth. In my experience, $3500 isnt really low sl but then again its subjective.Hit Penfed up for a cli this morning went from $7500> $17,500. My highest limit card now, previous was $14,000. immediate hard pull. They pulled Eq/ 749. That's my Penfed lol. They've been really awesome this last year. 😉 Enjoy!@AverageJoesCredit You are the 2nd person to mention the one year mark for requesting a cli, M-Smart is the other person that reccomended 1 year. thanks.. Penfed was quite generous with me giving me a sl of 7.5k and automatically enrolling me in the honors so i get 2 pct cb. Now i know to wait a year to request a cli although im not even sure i will get close to the 7.5k they gave me. i do ...I waited 1 year on my PCR and got a cli for 2500, 7500 - 10k, ymmv. As far as the 2nd card SJ might be right, I applied for my 2nd Penfed cc the Gold 8 months after I was approved for the PCR and was approved for a 7500 sl, so I was approved for the 2nd card 4 months before the cli on the first cc, ymmv. { BK7 DC 12/2019 } target 1300/ kohls ...Well, out of sheer boredom and even knowing it would be a HP, I asked for a CLI on my PenFed PCR tonight. Card started at $6,250, and remained there until tonight. They rounded the credit limit out to an even $10,000. So a $3,750 CLI isn't bad at all. Totally worth the HP. My goal to hit $250k in ...Hello All, I have tried asking this question a couple times but no answer, so I thought let me try again through a new post. My PENFED - 736378View Muhammad Wajeeh's full profile. "From petroleum precision to data-driven decisions, my transition to data analytics unveiled a world of insights waiting to be uncovered. Engineering taught me how to build, but data analytics showed me how to elevate."<br><br>A Petroleum engineer turned Data Analyst who finds joy in working with data.Logged in to check for new statement for my PF Gold card and was stunned to find an auto CLI of $2,500 bringing the card to a $10K CL. Not sure what I did to prompt an auto increase. Been using it for the occasional balance transfer and paying 2 to 3 times minimum payment each month. Card turned 1...Re: PenFed Love button. On the main screen - under your credit card info-- under the make payment button, click on the more account info link and then on the right you'll see the request credit limit increase link. Personal Aphorism:"Forget What You Feel, Remember What You Deserve". Starting FICO 8s | 09/2017: EX 641 EQ 634 TU 647.So I've been trying to get an increase on my Penfed card. Been at $2000 for about 20 months and I have never gotten past that 'going - 5644509 - 3Whatever that means. I would guess due to the virus situation who knows. I had to call and take a HP to manually get a CLI. Some people if they are luckey will still get an offer for an increase the good way by quarterly offers I have never ever gotten one that way. Such is PenFed.Jul 15, 2020 · Re: PenFed PCR CLI - under review? @ccquest wrote: I applied on a Friday morning before 8am and received my official congratulations/approval email that Saturday at 4:44pm so I'd agree with the 24-48 hours time frame. I was approved for the Penfed Promise on 6/20/15 with a $3,000 SL. I know everything that you apply for during the 2-3 month approval results in SPs from the orignal HP. There is a CLI request button next to the Promise card I have on the "products & rates" tab. I was wondering when I should take ad...Just about at 90 days since originally approved for Promise at 10k. Asked for a CLI last month and it was a giant NO and told me to try again in 6 months. Requested another on Friday online and it went right to review. SO today I checked and it was still in review. DECIDED to call and see if they n...Just hit the love on PenFed Power Cash and was instantly bumped from $17,500 to $20,000. Hit the love on my Pathfinder Visa (limit is $17,500) as well as applied for a new Visa. Received notice that I reached PenFed's cap. Thought it was like $50,000 total. I was at $35,000 and I am now at $37,500. ...I am trying for the 90 day CLI. It has been about 65 days since I open my two Penfed cards. I only opted to request an increase on one of - 4571270I had the itch, but I don't need to add another card, so I decided to give PenFed a try for a credil line increase. Put in a request earlier today and was approved. $6,500 --> to $10,000. First 10K card!! Woohoo!!Oct 24, 2021 · Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit. Re: Accepted Penfed Credit Card CLI Pre-Approval!!! I logged into the account online. They updated the status of the pre-approved application. Now it said "TRANSFERRED". I think they approved it. I don't know they approved the full amount or not. Ron. Message 25 of 32. 0 Kudos.Dec 13, 2020 · Getting the limit. PenFed used to allow one card to go to $50K. Earlier this year, the policy changed to $25K per card. The problem earlier in the spring/summer was that we had several My Fico members including myself who were offered the higher limits but then the new credit didn't show up on our accounts. Adam McCann, WalletHub Financial WriterMar 29, 2023 Adam McCann, WalletHub Financial WriterMar 29, 2023 Bottom Line: PenFed personal loans have the potential for low APRs, large loan amounts, long payoff periods and no origination fee. Thes...Penfed cli myfico
Jan 12, 2021 · (A CLI button on cards you already have instead of an Apply button.) But navigating to "Products and Rates" and clicking "Choose Your Product" now only has a …I applied and was approved for the Platinum Rewards Signature Visa at the end of September with a $5000 SL. Reconned a few days later and was approved for a $10,000 increase taking my credit line to $15,0000. My Chase Ritz card finally reported with it's $20,000 limit so I requested a CLI on Friday,...Logged on to my Penfed acct and noticed I got an auto increase of $2,000 .....SL was $18,000 new limit is $20,000 thank you Penfed. - 4225889 ... myFICO® Forums; Types of Credit; Credit Card Approvals; Penfed auto cli; Options. Subscribe to RSS Feed ...A CLI, or command-line interface, is a way to interact with a computer by typing text commands into a terminal window. A GUI, or graphical user interface, allows a user to interact with a computer by using a keyboard or mouse to manipulate ...Capital One: Platinum MC - CL: $600 (they won't give me a CLI); Credit One: 2 cards with $1,500 & $2,200 CL Prosper: $1,400 Goal Cards: Chase Sapphire, WF Autograph and PenFed Platinum Rewards Car Loans: 0 loans. Paid off: VW Financial Services: 2020 Jetta Exeter Finance: 2015 Jetta Car Goal: A nice car in a few months.I had a hard pull from penfed that was about to expire from last month when I asked for a CLI and was denied. So I decided to try again today on promise visa. I have travel Amex at 17.5, gold vids at 7k and the promise visa was my first penfed card approved for $1500 back in July. Hit the submit and...I've had the Penfed Platinum Rewards card since the summer of 2012, with a low CL. I have about the same scores as when I applied, and only one additional TL since I got this card. I'm self-employed, and have read many of the threads here about Penfed and self-employment and related issues. I'...I haven't been able to find the love button. I did use it few months ago. Where is Penfed love button? - 6227481 - 4Dec 13, 2020 · https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Apple-Card-Amex-Penfed-and-Wells-Fargo-CLIs/m-p/6189363#M714193 and now I see this. I click the pcr …Jun 28, 2020 · Re: Penfed - when to ask for 1st CLI? Normally I suggest waiting 6 months, but with covid, banks/cu's have seen large abilities to not pay. So you may be better of …Oct 21, 2021 · Re: Penfed CLI Approved Congrats on your CLI! Amazon Store card:5k AOD:2k Apple Card:250 Ashley Furniture:3.5k BBVA:1500 Caesars Rewards:2k Capital One Quicksilver:2k Credit One Amex:500 DCU:7.5k Discover:2.5k Home Depot:1k Kohls:1.5k Lowes:10k Merrick Bank:1k Mission Lane:850 Paypal:1k Penfed Power Cash Rewards:2.5k Sam's Club:3k U.S. Bank ... Decided to ask for a CLI today, went to a loan officer, is this something normal for them? I remember apping for my Travel card for them it went to an officer and was not instant. I think im coming up to 2+ months with the …As others have stated you cannot recon the SL but can request CLI after 6 months. Message 11 of 13. 2 Kudos. Reply. KingRue8500. Valued Contributor. 05-18-2022 01:45 PM.I was approved for the Penfed Promise on 6/20/15 with a $3,000 SL. I know everything that you apply for during the 2-3 month approval results in SPs from the orignal HP. There is a CLI request button next to the Promise card I have on the "products & rates" tab. I was wondering when I should take ad...Capital One: Platinum MC - CL: $600 (they won't give me a CLI); Credit One: 2 cards with $1,500 & $2,200 CL Prosper: $1,400 Goal Cards: Chase Sapphire, WF Autograph and PenFed Platinum Rewards Car Loans: 0 loans. Paid off: VW Financial Services: 2020 Jetta Exeter Finance: 2015 Jetta Car Goal: A nice car in a few months.PenFed CLI 2 days after activation! So I just got my card in the mail on Saturday 9/17. I activated it that day and started to use it. Today I called to activate my card for Apple Pay, after the CSR gets me all set up he asks if I would be interested in raising my CL. I told him that I just got the card so I wasn't sure if I should.Pulled the trigger and applied for CLI on my penfed cash rewards vs. SL was $3,500 and was approved after sending in documentation to verify identity. New limit $7,500 and getting new signature vs cards. Wohoo!!I have hit the 6month mark with Penfed and thought I would try for a CLI, I filled in the form and it went to loan officer review which I am used to, however when I went to check the application today the status states this? PenFed Gold Visa WITHDRAWN 09/26/2018 APPLICATION BUILT IN ERROR I ne...wrote: Hey Fico Friends! I have a PenFed platinum CC that I've had for almost a year. I'd like to apply for a 2nd Penfed CC and also ask for a credit line increase on the first card. Any strategy recommendations on what to ask for first? Apply for card #2 first? Or ask for CLI on card #1...Apr 4, 2018 · I'm still debating whether to try again this week; Penfed keeps hard pulls around for anywhere from 30 to 90 days so another CLI request or other credit app during that time won't trigger a new HP. I've been hoping to get my PCR up to $10k to match my QS visa but if Penfed is tightening the purse strings, well... I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 4So I've been itchin for a CLI. Probz asked too soon but an approval is an approval. Bumped me up from $5k to $8k. Not too shabby in my - 4958942 ... myFICO® Forums; Types of Credit; Credit Card Approvals; PenFed CLI after 2months 4 days! ...Jun 28, 2020 · Re: Penfed - when to ask for 1st CLI? Normally I suggest waiting 6 months, but with covid, banks/cu's have seen large abilities to not pay. So you may be better of …I've been with PenFed a few years now (since 2015) and the struggle is real! LOL PenFed offers SP - 5495292. Skip Navigation. How It Works; ... myFICO® Forums; Types of Credit; Credit Card Approvals; PenFed SP CLI to $43,900!!! ...Penfed CLI App Glitch For the past few days, the credit line increase application link on penfed's website hasn't been working. Once you click Request Credit Line Increase, it takes you to the next page to confirm/edit contact information but then you're not able to move past that screen.May 18, 2022 · Penfed CLI I just got approved for the Penfed Power Cash card and got a $10k SL. I was expecting at least $30k. My credit score is 795 & this is my first PenFed credit card. Can I rrauest a CLI now or do Inhavr to wait? How much can I expect to get when I request an increase given my SL is it $10k? Thank you! Message 1 of 13 12 Kudos Applied for a CLI on my powercash rewards, had to provide 2 recent paystubs for income verification. ... Congratulations on your PenFed CLI! Current Cards (in order of approval): Current FICO 8 | 9: Credit Age: Inquiries (6/12/24 M): Banks & CUs: Goal Cards: Message 3 of 7 2 ... FICO, myFICO, Score Watch, The score lenders use, and The …Hit Penfed up for a cli this morning went from $7500> $17,500. My highest limit card now, previous was $14,000. immediate hard pull. They pulled Eq/ 749. That's my Penfed lol. They've been really awesome this last year. 😉 Enjoy!if you weren't graced with an extremely rare extremely early 0-1 month CLI from their highest bucket venture X level accounts, you'll likely have to wait the full 6 months/statements before a CLI will be granted. just keep trying every time a statement generates as it's just a SP based on their account pulls.Nice one!! - 6485307. Options. Subscribe to RSS Feed; Mark Topic as NewOk, without even seeing the other post from CA earlier, I was tinkering with the idea of a CLI with my PenFed AmEX before they showed me a view of the great Pyramids with my recent credit activities. Success! Big shoutout to baller4life (for the thread that started it all), CreditCuriousity (havi... · I just got approved for the Penfed Power Cash card and got a $10k SL. I was expecting at least $30k. My credit score is 795 & this is my first PenFed credit card. Can …Starting with Penfed in August of 2017 ($10K SL Power Rewards) and last month got an email for another $5K to open another card or add it to my existing limit. Opted to add the 5K to the same card and am sitting at $15K. My scores have went up pretty significantly since I started with them (677 t...Just about at 90 days since originally approved for Promise at 10k. Asked for a CLI last month and it was a giant NO and told me to try again in 6 months. Requested another on Friday online and it went right to review. SO today I checked and it was still in review. DECIDED to call and see if they n...BOO PENFED Lol, sorry but a 720 IS a good score. PF is off their rockers denying anyone with good credit and history but approving people with sub 680 and bks for 50k limits. They can keep their credit il happily take mine from NavyFirst SDFCU and Now Penfed Great CLI. Requested a general CLI via the link. Nothing saying pre approved and it gave me a Watch out for an email requesting more info alert at first. BUt then about 1 hour later it said Approved via email and the application was updated. 5k to 12.5k so a 7.5k CLI!!!!!Apr 4, 2022 · Penfed CLI today! Hello gents and gals. I was checking my PCR as usual and saw that the "request credit line increase" link had finally appeared. I said f it and went for it. Got approved for a $4500 increase. CL is now at $6500. EQ Fico 8 as of 4/2 was 672 but Penfed EQ Fico 9 has me at 710 from 2/28. No HP notifications yet. Got the card on April 20th, so today is 77 days. Hit the CLI link, and it went to review. Less than an hour and got a bump from the opening line of $4K to $10K, a $6K increase! Woohoo! As a datapoint, I've put $2149 through the card since I got it, paying as I go. This puts me only $450 away from th...They've been stingy with my Platinum Rewards credit limit but have finally given in and increased me from 5K to 15K. I was prepared for a hardpull but haven't received any alerts yet.. EQ9 is 768, total limits (that report) $132,400.00, util 3% at time of app. Happy camper:-)First, I can definitely confirm that the cli I received on my PenFed Gold card was indeed a SP. I receive a letter via snail mail from PenFed indicating that they had took it upon themselves to increase my limit. Now...Monday I asked for a cli on my PCR card. Last increase was in Feb 2022 for only $1k and involved a HP.Does anyone if PenFed Credit Card CLI is a HP or SP? Is there a post with this information in all Banks? - 6246736Penfed CLI App Timed Out - 6468873. Subscribe to RSS Feed; Mark Topic as New; Mark Topic as Read; Float this Topic for Current UserA applied for the penfed defender card the first week of December and got a $1500 limit. After that I got an auto refinance loan with them and opened about 4 more cards. My scores have dropped as result. I decided to take a shot at a cli while they are using the same report- I was approved after it was under review last week for a 10,000 limit.How much time normally do you wait before asking for the cli on accounts from penfed? - 727643Just sharing my happy news - two years after getting a penfed visa, they finally gave me a CLI ($9k to 11.4k)! Automatic, didn't have to - 1401894Pulled the trigger and applied for CLI on my penfed cash rewards vs. SL was $3,500 and was approved after sending in documentation to verify identity. New limit $7,500 and getting new signature vs cards. Wohoo!!wrote: Hey Fico Friends! I have a PenFed platinum CC that I've had for almost a year. I'd like to apply for a 2nd Penfed CC and also ask for a credit line increase on the first card. Any strategy recommendations on what to ask for first? Apply for card #2 first? Or ask for CLI on card #1...I waited 1 year on my PCR and got a cli for 2500, 7500 - 10k, ymmv. As far as the 2nd card SJ might be right, I applied for my 2nd Penfed cc the Gold 8 months after I was approved for the PCR and was approved for a 7500 sl, so I was approved for the 2nd card 4 months before the cli on the first cc, ymmv. { BK7 DC 12/2019 } target 1300/ kohls ...I've searched their site, the app and this forum and can't find anyting about how to request a CLI. I have two cards -- PenFed Platinum Rewards Visa and PenFed Promise Visa and was going to ask for a CLI on both since it's been over a year since my last one. ... Take the myFICO Fitness Challenge. AZE7 - 11% Utl - 29 days until 4/24 ...Penfed CLI App Glitch For the past few days, the credit line increase application link on penfed's website hasn't been working. Once you click Request Credit Line Increase, it takes you to the next page to confirm/edit contact information but then you're not able to move past that screen.I opened my power cash rewards card in October 2017 with a cedit limit of 10K. Just got my quarterly offers and had my choice of any of their cards with a CL of 34.2K or a credit limit increase to my power cash card. I took the increase to 44.2K. My FICO 9 from Penfed was 767. You started with a $10,000 limit on your PCR,Oct 13, 2023 · I have two Penfed cards with starting limits of 15,000 each. Neither have ever received an auto CLI, and I've never requested one because of the hard pull. I've heard …Last CLI was 2 months ago. Decided to try again, since my EQ score bumped up a little. Approved! Went from $10k to $20K...Im happy with this limit. Pulled EQ 715. Have been with them almost 3 yrs now, with savings, PLOC, and a PL.Penfed CLI App Glitch For the past few days, the credit line increase application link on penfed's website hasn't been working. Once you click Request Credit Line Increase, it takes you to the next page to confirm/edit contact information but then you're not able to move past that screen.Getting the limit. PenFed used to allow one card to go to $50K. Earlier this year, the policy changed to $25K per card. The problem earlier in the spring/summer was that we had several My Fico members including myself who were offered the higher limits but then the new credit didn't show up on our accounts.First SDFCU and Now Penfed Great CLI. Requested a general CLI via the link. Nothing saying pre approved and it gave me a Watch out for an email requesting more info alert at first. BUt then about 1 hour later it said Approved via email and the application was updated. 5k to 12.5k so a 7.5k CLI!!!!!Re: Penfed conditionally approved. I did mobile deposit! 7 day hold so on 6/22. stats are, AAoA 4 years, EQ Fico8: 841, Income 590k, utilization on cards 1%, total available credit 1.1M (including AU for 140k). Honestly I had forgotten about Penfed, and was bored at work so I decided to join again and apply.So I just joined PenFed (after recommendations on this forum to do so). I am actively REBUILDING my credit. Well PenFed DENIED my - 5971260 ... you can get a cli by basically applying again under the same checking account asking for an increased amount. I'm sure it will most likely be a HP. ... myFICO, Score Watch, The score lenders use, and ...so it's still within the grace period of the original HP so this one is still using that one. Thought it couldn't hurt. Might as well. - 4421047 - 2Aug 21, 2022 · Just can't seem to stay in the garden. I called PenFed to request a CLI on my PCR, which is already my highest CL. It was denied. But since I'd wasted a HP and gone through the process of getting them on the phone, and since PenFed almost always uses the same HP for multiple requests, I asked about a CLI on my Platinum. Aug 25, 2021 · I got my PCR Visa with PenFed this past November 2020. Put a decent amount of spend on it every month (+/-$1k) and I PIF every month. My SL/Current Limit is $12k, so I thought I'd try for a CLI. Current UTI is 5% across all cards, my EQ 9 score is 786. I applied for a CLI yesterday and got only $3k.... Just applied for a CLI because I never get preapprovals from PenFed anyway on the quarterly offers. Nice bump. $7,500 to $12,500. Now - 6594101 - 2. Skip Navigation. ... Take the myFICO Fitness Challenge. AZE5 - 9% - 72 days until 4/24. Message 11 of 16 1 Kudo Reply. Jnbmom.Got the card on April 20th, so today is 77 days. Hit the CLI link, and it went to review. Less than an hour and got a bump from the opening line of $4K to $10K, a $6K increase! Woohoo! As a datapoint, I've put $2149 through the card since I got it, paying as I go. This puts me only $450 away from th...So while I had applied and was approved for a $11,500.00 CLI on PenFed PCR Card. $33,500.00 + $11,500.00 >>>> $45,000.00 NEW - 5970114 Skip Navigation How It WorksCongratulations on DC's PenFed CLI! Current Cards (in order of approval): Current FICO 8 | 9: Credit Age: Inquiries (6/12/24): Banks & CUs: Message 6 of 12 1 Kudo raisemysc0re. Established Contributor ... All FICO ® Score products made available on myFICO.com include a FICO ...Pulled the trigger and applied for CLI on my penfed cash rewards vs. SL was $3,500 and was approved after sending in documentation to verify identity. New limit $7,500 and getting new signature vs cards. Wohoo!!Received a BT promotion of 0% APR for 12 mos or 0.99% APR for 18 mos (w/ 3% transfer fee) in the mail. I've currently been actively looking for a good BT card to pay off my AOD, so I'm extra happy I don't have to add a new account to my credit age b/c NFCU did me dirty with only a $3K approval on th...Congrats on your PenFed PCR CLI! Message 4 of 9 1 Kudo Cred4All. Valued Contributor Mark as New; Bookmark; Subscribe; Mute; Subscribe to RSS Feed; Permalink; Print; Report Inappropriate Content 12-23-2019 04:52 AM 12-23-2019 04:52 AM. ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or ...Applied for a CLI on my powercash rewards, had to provide 2 recent paystubs for income verification. ... Congratulations on your PenFed CLI! Current Cards (in order of approval): Current FICO 8 | 9: Credit Age: Inquiries (6/12/24 M): Banks & CUs: Goal Cards: Message 3 of 7 2 ... FICO, myFICO, Score Watch, The score lenders use, and The …I've searched their site, the app and this forum and can't find anyting about how to request a CLI. I have two cards -- PenFed Platinum Rewards Visa and PenFed Promise Visa and was going to ask for a CLI on both since it's been over a year since my last one. ... Take the myFICO Fitness Challenge. AZE7 - 11% Utl - 29 days until 4/24 ...I waited 1 year on my PCR and got a cli for 2500, 7500 - 10k, ymmv. As far as the 2nd card SJ might be right, I applied for my 2nd Penfed cc the Gold 8 months after I was approved for the PCR and was approved for a 7500 sl, so I was approved for the 2nd card 4 months before the cli on the first cc, ymmv. { BK7 DC 12/2019 } target 1300/ kohls ...I waited 1 year on my PCR and got a cli for 2500, 7500 - 10k, ymmv. As far as the 2nd card SJ might be right, I applied for my 2nd Penfed cc the Gold 8 months after I was approved for the PCR and was approved for a 7500 sl, so I was approved for the 2nd card 4 months before the cli on the first cc, ymmv. { BK7 DC 12/2019 } target 1300/ kohls ...Yes I did, apparently I had tried for a CLI end of August, they denied me stating that account was not old enough and too many inquiries (gulity). The rep stated they withdrew the application since I recently had requested one and unless things changed I didn't need to reapply😕 So although I hit the 6 month mark my inquiries hadn't changed .Starting with Penfed in August of 2017 ($10K SL Power Rewards) and last month got an email for another $5K to open another card or add it to my existing limit. Opted to add the 5K to the same card and am sitting at $15K. My scores have went up pretty significantly since I started with them (677 t...Last CLI was 2 months ago. Decided to try again, since my EQ score bumped up a little. Approved! Went from $10k to $20K...Im happy with this limit. Pulled EQ 715. Have been with them almost 3 yrs now, with savings, PLOC, and a PL.I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 5My credit line went from $3500 to $20000 with a hard pull. Since hard pulls fro Penfed are good. for 30 days, I decided to request a CLI on my other Penfed Power Cash Rewards and my CL went from $3500 to $20000. It looks like 2023 is going to be a good year. Thanks to everyone on the forum who have helped me in my credit endeavors.Penfed CLI App Glitch For the past few days, the credit line increase application link on penfed's website hasn't been working. Once you click Request Credit Line Increase, it takes you to the next page to confirm/edit contact information but then you're not able to move past that screen.After feeling good about the FNBO, I called PenFed and asked about a CLI. They had me verbally verify my address, employer, and income. She hit the love button and BAM! Congrats on your new CLI of $7,500! This doubled my original SL of $7,500 to 15K. ... All FICO ® Score products made available on myFICO.com include a FICO .... 31 benjamin wallet